Revenue-based financing
Capital repaid as a fixed share of future revenue. Payments rise in strong weeks and shrink in slow ones, so a dip in sales never means a missed installment.
Repayment that moves with your revenue
| Amount | $10K – $2M |
|---|---|
| Term | Until the agreed total is repaid |
| Speed | Same-day decisions |
| Payments | A percentage of revenue |
| Best for | Seasonal and card-heavy businesses |
What businesses use it for
- Bridge a seasonal low
- Fund a growth push without fixed payments
- Restock after a big month
How does revenue-based financing work?
- 1
Connect your bank or processor so we can see revenue trends.
- 2
Agree on an amount, a total repayment and a holdback percentage.
- 3
Receive funds, usually within a day.
- 4
Repay automatically as a share of revenue. Slow weeks mean smaller payments.
Why choose Credible Lending for revenue-based financing?
Flexes with sales
Payments follow your revenue instead of a fixed calendar.
No fixed installment
Seasonal dips don't turn into missed payments.
Fast
Approval is based on revenue history, which we can review in hours.
One known total
You agree on the full repayment amount up front.
Revenue-based financing by industry
Related funding
- Working capital loansFast funding for everyday business costs.$10K – $2M · 3 to 18 months
- Business line of credit$10K to $5M in revolving credit. Pay only for what you draw.$10K – $5M · Up to 24 months
- Invoice financingGet paid on invoices now, not in 30 to 90 days.Up to 90% of invoice value · Settled when your customer pays
Revenue-based financing questions
Something else on your mind? Ask an advisor.
How is revenue-based financing different from a loan?
Ready to see your revenue-based financing offer?
Apply in about three minutes with a soft credit check. You'll hear back the same day.