Revenue-based financing for fitness & wellness
Capital repaid as a fixed share of future revenue. Gym owners use Credible Lending revenue-based financing to replace cardio and strength equipment or build out a new studio, with until the agreed total is repaid and same-day decisions.
| Amount | $10K – $2M |
|---|---|
| Term | Until the agreed total is repaid |
| Speed | Same-day decisions |
| Payments | A percentage of revenue |
| Best for | Seasonal and card-heavy businesses |
Common uses in fitness & wellness
- Replace cardio and strength equipment
- Build out a new studio
- Launch a membership campaign
- Add recovery services
Why gym owners choose revenue-based financing
Equipment wears out
Members notice tired machines. Replace them without draining the account.
January is a surge
Capital for marketing and staffing ahead of peak sign-up season.
Buildouts are big
A second location fits a term loan with predictable payments.
How does revenue-based financing work?
- 1
Connect your bank or processor so we can see revenue trends.
- 2
Agree on an amount, a total repayment and a holdback percentage.
- 3
Receive funds, usually within a day.
- 4
Repay automatically as a share of revenue. Slow weeks mean smaller payments.
What do I need to qualify?
- 1 year in business
- $10K+ in monthly revenue
- 625+ FICO score
Other funding for gym owners
- Equipment financingGet the equipment now. It secures the loan.Up to 100% of equipment cost · Matched to the equipment's useful life
- Term loansOne lump sum, fixed payments, up to 60 months.$10K – $5M · Up to 60 months
- Business line of credit$10K to $5M in revolving credit. Pay only for what you draw.$10K – $5M · Up to 24 months
Questions, answered
Something else on your mind? Ask an advisor.
Can gym owners qualify for revenue-based financing?
How is revenue-based financing different from a loan?
Can I finance fitness equipment?
Ready when your business is.
Apply in about three minutes with a soft credit check. You'll hear back the same day.