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Revenue-based financing for transportation & trucking

Capital repaid as a fixed share of future revenue. Fleet owners use Credible Lending revenue-based financing to add a tractor or trailer or cover a major repair, with until the agreed total is repaid and same-day decisions.

Apply nowAbout revenue-based financing
See what you qualify forStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your advisor.

$10K$5M
How long have you been in business?
What's your average monthly revenue?

Total deposits into your business account in a typical month.

What's your personal credit score?

An estimate is fine. Applying won't affect your score.

Where should your advisor reach you?

We'll use this only for your application.

Revenue-based financing for fleet owners
Amount$10K – $2M
TermUntil the agreed total is repaid
SpeedSame-day decisions
PaymentsA percentage of revenue
Best forSeasonal and card-heavy businesses

Common uses in transportation & trucking

  • Add a tractor or trailer
  • Cover a major repair
  • Prepay insurance or fuel
  • Bridge broker payment terms

Why fleet owners choose revenue-based financing

Brokers pay slowly

Invoice financing turns delivered loads into cash this week.

Downtime costs money

A truck in the shop earns nothing. Fast capital gets it back on the road.

Growth means another rig

Finance the next tractor against the tractor itself.

How does revenue-based financing work?

  1. 1

    Connect your bank or processor so we can see revenue trends.

  2. 2

    Agree on an amount, a total repayment and a holdback percentage.

  3. 3

    Receive funds, usually within a day.

  4. 4

    Repay automatically as a share of revenue. Slow weeks mean smaller payments.

What do I need to qualify?

  • 1 year in business
  • $10K+ in monthly revenue
  • 625+ FICO score
Check my options

Other funding for fleet owners

Questions, answered

Something else on your mind? Ask an advisor.

Can fleet owners qualify for revenue-based financing?
Yes. Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a 625+ credit score. We review transportation & trucking financials with the industry's cash-flow patterns in mind.
How is revenue-based financing different from a loan?
Instead of fixed installments, you repay a set percentage of revenue until an agreed total is reached. Payment size moves with your sales.
Do you finance used trucks?
Yes, subject to age, mileage and valuation of the vehicle.

Ready when your business is.

Apply in about three minutes with a soft credit check. You'll hear back the same day.

Apply nowTalk to an advisor