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Revenue-based financing for technology

Capital repaid as a fixed share of future revenue. Founders use Credible Lending revenue-based financing to hire engineers ahead of a contract or buy servers and networking gear, with until the agreed total is repaid and same-day decisions.

Apply nowAbout revenue-based financing
See what you qualify forStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your advisor.

$10K$5M
How long have you been in business?
What's your average monthly revenue?

Total deposits into your business account in a typical month.

What's your personal credit score?

An estimate is fine. Applying won't affect your score.

Where should your advisor reach you?

We'll use this only for your application.

Revenue-based financing for founders
Amount$10K – $2M
TermUntil the agreed total is repaid
SpeedSame-day decisions
PaymentsA percentage of revenue
Best forSeasonal and card-heavy businesses

Common uses in technology

  • Hire engineers ahead of a contract
  • Buy servers and networking gear
  • Bridge enterprise payment terms
  • Fund a product launch

Why founders choose revenue-based financing

Revenue beats dilution

If you have recurring revenue, you can borrow against it instead of selling equity.

Hardware up front

Servers, networking and client deployments can be financed against the equipment.

Contracts pay later

Enterprise terms are long. A line bridges them.

How does revenue-based financing work?

  1. 1

    Connect your bank or processor so we can see revenue trends.

  2. 2

    Agree on an amount, a total repayment and a holdback percentage.

  3. 3

    Receive funds, usually within a day.

  4. 4

    Repay automatically as a share of revenue. Slow weeks mean smaller payments.

What do I need to qualify?

  • 1 year in business
  • $10K+ in monthly revenue
  • 625+ FICO score
Check my options

Other funding for founders

Questions, answered

Something else on your mind? Ask an advisor.

Can founders qualify for revenue-based financing?
Yes. Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a 625+ credit score. We review technology financials with the industry's cash-flow patterns in mind.
How is revenue-based financing different from a loan?
Instead of fixed installments, you repay a set percentage of revenue until an agreed total is reached. Payment size moves with your sales.
Do SaaS companies qualify?
Yes, if you have at least a year of revenue history and $10,000 or more in monthly revenue.

Ready when your business is.

Apply in about three minutes with a soft credit check. You'll hear back the same day.

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