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Revenue-based financing for professional services

Capital repaid as a fixed share of future revenue. Firm owners use Credible Lending revenue-based financing to hire ahead of a new contract or bridge net-60 client terms, with until the agreed total is repaid and same-day decisions.

Apply nowAbout revenue-based financing
See what you qualify forStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your advisor.

$10K$5M
How long have you been in business?
What's your average monthly revenue?

Total deposits into your business account in a typical month.

What's your personal credit score?

An estimate is fine. Applying won't affect your score.

Where should your advisor reach you?

We'll use this only for your application.

Revenue-based financing for firm owners
Amount$10K – $2M
TermUntil the agreed total is repaid
SpeedSame-day decisions
PaymentsA percentage of revenue
Best forSeasonal and card-heavy businesses

Common uses in professional services

  • Hire ahead of a new contract
  • Bridge net-60 client terms
  • Open a new office
  • Invest in software and systems

Why firm owners choose revenue-based financing

People are the cost

Payroll runs every two weeks. Clients pay on their schedule.

Hiring leads revenue

New staff take months to bill fully. Capital covers the ramp.

Receivables are strong

Invoices to established clients are an asset you can borrow against.

How does revenue-based financing work?

  1. 1

    Connect your bank or processor so we can see revenue trends.

  2. 2

    Agree on an amount, a total repayment and a holdback percentage.

  3. 3

    Receive funds, usually within a day.

  4. 4

    Repay automatically as a share of revenue. Slow weeks mean smaller payments.

What do I need to qualify?

  • 1 year in business
  • $10K+ in monthly revenue
  • 625+ FICO score
Check my options

Other funding for firm owners

Questions, answered

Something else on your mind? Ask an advisor.

Can firm owners qualify for revenue-based financing?
Yes. Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a 625+ credit score. We review professional services financials with the industry's cash-flow patterns in mind.
How is revenue-based financing different from a loan?
Instead of fixed installments, you repay a set percentage of revenue until an agreed total is reached. Payment size moves with your sales.
Do staffing agencies qualify?
Yes. Staffing firms often use invoice financing to cover weekly payroll while clients pay on 30- to 60-day terms.

Ready when your business is.

Apply in about three minutes with a soft credit check. You'll hear back the same day.

Apply nowTalk to an advisor