Construction & trades financing
Construction financing helps contractors cover materials, labor and equipment between project draws and slow-paying invoices. Credible Lending offers construction equipment financing, invoice financing and lines of credit so crews stay working while payments are in progress.
Fund the job before the draw arrives
What makes funding contractors different?
You front the costs
Materials and payroll go out weeks before the progress payment comes in.
Equipment is the business
Excavators, lifts and trucks can be financed against the equipment itself.
Bigger bids need capacity
Access to capital lets you bid on the job instead of passing on it.
The funding contractors use most
What contractors fund with us
- Buy materials for a new contract
- Finance an excavator or work truck
- Cover payroll between draws
- Bid on a larger project
What do I need to qualify?
- 1 year in business
- $10K+ in monthly revenue
- 625+ FICO score
Construction & trades financing questions
Something else on your mind? Ask an advisor.
Can contractors get financing against invoices?
Yes. Invoice financing can advance up to 90% of open invoices to creditworthy customers.
Funding built for contractors.
Apply in about three minutes with a soft credit check. You'll hear back the same day.