Skip to content

Manufacturing & distribution financing

Manufacturing financing funds machinery, raw materials and the working capital needed to fulfil large orders before customers pay. Credible Lending offers dedicated manufacturing equipment financing plus lines of credit and invoice financing for net-60 and net-90 terms.

Capacity for the next big order

See what you qualify forStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your advisor.

$10K$5M
How long have you been in business?
What's your average monthly revenue?

Total deposits into your business account in a typical month.

What's your personal credit score?

An estimate is fine. Applying won't affect your score.

Where should your advisor reach you?

We'll use this only for your application.

What makes funding manufacturers different?

Big orders need cash first

Raw materials and labor come due long before the purchase order pays out.

Machines drive margin

A faster line or new CNC lowers cost per unit for years.

Terms are long

Net-60 and net-90 customers tie up cash that invoice financing can release.

The funding manufacturers use most

What manufacturers fund with us

  • Buy a CNC or production line
  • Fund raw materials for a large PO
  • Expand warehouse space
  • Smooth net-90 receivables

What do I need to qualify?

  • 1 year in business
  • $10K+ in monthly revenue
  • 625+ FICO score
Check my options

Manufacturing & distribution financing questions

Something else on your mind? Ask an advisor.

Can I finance machinery and working capital together?
Many manufacturers pair equipment financing for the machine with a line of credit for materials and payroll.

Funding built for manufacturers.

Apply in about three minutes with a soft credit check. You'll hear back the same day.