Business funding, matched to the job
Credible Lending offers six ways to fund a business, from $10,000 to $5 million. Lines of credit cover recurring and unpredictable costs, term loans fund one-time investments, and equipment financing buys the asset that secures it. Your advisor can combine them.
All funding products compared
| Product | Amount | Term | Speed | Best for |
|---|---|---|---|---|
| Business line of credit$10K to $5M in revolving credit. Pay only for what you draw. | $10K – $5M | Up to 24 months | Draws land in seconds, 24/7 | Cash-flow gaps, inventory, recurring costs |
| Term loansOne lump sum, fixed payments, up to 60 months. | $10K – $5M | Up to 60 months | Funded within 24 hours of signing | Expansion, buildouts, one-time investments |
| Equipment financingGet the equipment now. It secures the loan. | Up to 100% of equipment cost | Matched to the equipment's useful life | Same-day decisions | Medical, manufacturing, construction and technology equipment |
| Working capital loansFast funding for everyday business costs. | $10K – $2M | 3 to 18 months | Decisions in 4–6 hours | Payroll, rent, inventory and seasonal swings |
| Revenue-based financingPayments that rise and fall with your sales. | $10K – $2M | Until the agreed total is repaid | Same-day decisions | Seasonal and card-heavy businesses |
| Invoice financingGet paid on invoices now, not in 30 to 90 days. | Up to 90% of invoice value | Settled when your customer pays | Advances within 24 hours | B2B businesses with slow-paying customers |
Not sure which fits? Compare us with banks, SBA and other lenders or estimate what you could qualify for.
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