Invoice financing
Get up to 90% of your unpaid invoices now. When customers pay, you receive the rest minus a fee. Net-30 to net-90 terms become same-week cash.
Get paid now for work you've already done
| Amount | Up to 90% of invoice value |
|---|---|
| Term | Settled when your customer pays |
| Speed | Advances within 24 hours |
| Payments | Settled from invoice payment |
| Best for | B2B businesses with slow-paying customers |
What businesses use it for
- Cover payroll between big invoices
- Take on a larger contract
- Smooth out net-60 and net-90 terms
How does invoice financing work?
- 1
Submit open invoices from creditworthy business customers.
- 2
Receive an advance of up to 90% of their value.
- 3
Your customer pays as usual.
- 4
You receive the balance, minus a transparent fee.
Why choose Credible Lending for invoice financing?
Unlock receivables
Cash that's already yours, available now instead of in 60 days.
Scales with sales
The more you invoice, the more you can access.
Your customers' credit counts
Approval leans on who owes you, not only on your own score.
No long-term debt
Each advance settles when the invoice is paid.
Invoice financing by industry
Related funding
Invoice financing questions
Something else on your mind? Ask an advisor.
Will my customers know I'm using invoice financing?
It depends on the structure. Ask your advisor about options where you continue to collect payments directly.
Ready to see your invoice financing offer?
Apply in about three minutes with a soft credit check. You'll hear back the same day.