Talk to an advisor
Questions about funding, an existing account or a partnership? Answer a few quick questions and a U.S.-based advisor will reach out the same business day. Soft credit check only.
Questions, answered
Something else on your mind? Ask an advisor.
What do I need to qualify?
Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a personal credit score of 625 or higher. If you're close on any of these, apply anyway: your advisor reviews the whole business, not just a checklist.
Will applying affect my credit score?
No. Applying uses a soft credit inquiry, which doesn't affect your score. A hard inquiry only happens if you choose to accept an offer.
How fast can I get funded?
Same-day approvals are common, with most decisions arriving within four to six hours of a complete application. Term loans and working capital typically fund within 24 hours of signing. Once your line of credit is open, draws reach your account in seconds, 24/7.
How much can I borrow?
From $10,000 to $5,000,000, depending on the product, your revenue, cash flow, credit and time in business. Lines of credit can increase over time based on your payment history.