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Revenue-based financing for dental practices

Capital repaid as a fixed share of future revenue. Dentists use Credible Lending revenue-based financing to add operatories or buy CBCT or intraoral scanners, with until the agreed total is repaid and same-day decisions.

See what you qualify forStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your advisor.

$10K$5M
How long have you been in business?
What's your average monthly revenue?

Total deposits into your business account in a typical month.

What's your personal credit score?

An estimate is fine. Applying won't affect your score.

Where should your advisor reach you?

We'll use this only for your application.

Revenue-based financing for dentists
Amount$10K – $2M
TermUntil the agreed total is repaid
SpeedSame-day decisions
PaymentsA percentage of revenue
Best forSeasonal and card-heavy businesses

Common uses in dental practices

  • Add operatories
  • Buy CBCT or intraoral scanners
  • Acquire a retiring dentist's practice
  • Renovate the waiting room

Why dentists choose revenue-based financing

Technology moves fast

Digital imaging and in-house milling pay for themselves, but the upfront cost is steep.

Buildouts are big projects

A new operatory or location fits a term loan with a predictable schedule.

Acquisitions need speed

When a practice comes up for sale, being ready matters.

How does revenue-based financing work?

  1. 1

    Connect your bank or processor so we can see revenue trends.

  2. 2

    Agree on an amount, a total repayment and a holdback percentage.

  3. 3

    Receive funds, usually within a day.

  4. 4

    Repay automatically as a share of revenue. Slow weeks mean smaller payments.

What do I need to qualify?

  • 1 year in business
  • $10K+ in monthly revenue
  • 625+ FICO score
Check my options

Questions, answered

Something else on your mind? Ask an advisor.

Can dentists qualify for revenue-based financing?
Yes. Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a 625+ credit score. We review dental practices financials with the industry's cash-flow patterns in mind.
How is revenue-based financing different from a loan?
Instead of fixed installments, you repay a set percentage of revenue until an agreed total is reached. Payment size moves with your sales.
Can I finance a dental practice acquisition?
Term loans can fund acquisitions. Your advisor will ask for the purchase agreement and both practices' financials.

Ready when your business is.

Apply in about three minutes with a soft credit check. You'll hear back the same day.