Auto repair & service financing
Auto repair financing helps shops buy lifts, diagnostic tools and parts inventory, add bays and manage cash flow between jobs. Credible Lending offers equipment financing and lines of credit for repair shops, body shops and service centers.
More bays, better tools, fewer turned-away jobs
What makes funding shop owners different?
Diagnostics keep changing
Newer vehicles need newer tools. Finance them against the equipment.
Parts are cash up front
A line of credit covers parts for big jobs until the customer pays.
Bays are revenue
Every added lift is capacity you can sell.
The funding shop owners use most
What shop owners fund with us
- Add a lift or bay
- Buy EV and ADAS diagnostic tools
- Stock common parts
- Upgrade shop software
What do I need to qualify?
- 1 year in business
- $10K+ in monthly revenue
- 625+ FICO score
Auto repair & service financing questions
Something else on your mind? Ask an advisor.
Can I finance diagnostic equipment?
Yes. Diagnostic tools, lifts, alignment machines and paint booths all qualify for equipment financing.
Funding built for shop owners.
Apply in about three minutes with a soft credit check. You'll hear back the same day.