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Invoice financing for healthcare & medical

Get up to 90% of your unpaid invoices now. Practice owners use Credible Lending invoice financing to buy imaging or diagnostic equipment or open a satellite office, with settled when your customer pays and advances within 24 hours.

See what you qualify forStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your advisor.

$10K$5M
How long have you been in business?
What's your average monthly revenue?

Total deposits into your business account in a typical month.

What's your personal credit score?

An estimate is fine. Applying won't affect your score.

Where should your advisor reach you?

We'll use this only for your application.

Invoice financing for practice owners
AmountUp to 90% of invoice value
TermSettled when your customer pays
SpeedAdvances within 24 hours
PaymentsSettled from invoice payment
Best forB2B businesses with slow-paying customers

Common uses in healthcare & medical

  • Buy imaging or diagnostic equipment
  • Open a satellite office
  • Hire and onboard a new provider
  • Bridge insurance reimbursements

Why practice owners choose invoice financing

Reimbursements lag

Claims can take 30 to 90 days. A line of credit keeps payroll and supplies on schedule meanwhile.

Equipment is expensive

Imaging, lasers and diagnostic systems can be financed against the equipment itself.

Growth means hiring

Adding a provider pays off, but only after months of ramp-up.

How does invoice financing work?

  1. 1

    Submit open invoices from creditworthy business customers.

  2. 2

    Receive an advance of up to 90% of their value.

  3. 3

    Your customer pays as usual.

  4. 4

    You receive the balance, minus a transparent fee.

What do I need to qualify?

  • 1 year in business
  • $10K+ in monthly revenue
  • 625+ FICO score
Check my options

Questions, answered

Something else on your mind? Ask an advisor.

Can practice owners qualify for invoice financing?
Yes. Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a 625+ credit score. We review healthcare & medical financials with the industry's cash-flow patterns in mind.
Will my customers know I'm using invoice financing?
It depends on the structure. Ask your advisor about options where you continue to collect payments directly.
Do you finance medical equipment specifically?
Yes. Medical equipment financing is one of our dedicated programs, covering new and used devices.

Ready when your business is.

Apply in about three minutes with a soft credit check. You'll hear back the same day.