Invoice financing for dental practices
Get up to 90% of your unpaid invoices now. Dentists use Credible Lending invoice financing to add operatories or buy CBCT or intraoral scanners, with settled when your customer pays and advances within 24 hours.
| Amount | Up to 90% of invoice value |
|---|---|
| Term | Settled when your customer pays |
| Speed | Advances within 24 hours |
| Payments | Settled from invoice payment |
| Best for | B2B businesses with slow-paying customers |
Common uses in dental practices
- Add operatories
- Buy CBCT or intraoral scanners
- Acquire a retiring dentist's practice
- Renovate the waiting room
Why dentists choose invoice financing
Technology moves fast
Digital imaging and in-house milling pay for themselves, but the upfront cost is steep.
Buildouts are big projects
A new operatory or location fits a term loan with a predictable schedule.
Acquisitions need speed
When a practice comes up for sale, being ready matters.
How does invoice financing work?
- 1
Submit open invoices from creditworthy business customers.
- 2
Receive an advance of up to 90% of their value.
- 3
Your customer pays as usual.
- 4
You receive the balance, minus a transparent fee.
What do I need to qualify?
- 1 year in business
- $10K+ in monthly revenue
- 625+ FICO score
Other funding for dentists
- Equipment financingGet the equipment now. It secures the loan.Up to 100% of equipment cost · Matched to the equipment's useful life
- Term loansOne lump sum, fixed payments, up to 60 months.$10K – $5M · Up to 60 months
- Business line of credit$10K to $5M in revolving credit. Pay only for what you draw.$10K – $5M · Up to 24 months
Questions, answered
Something else on your mind? Ask an advisor.
Can dentists qualify for invoice financing?
Yes. Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a 625+ credit score. We review dental practices financials with the industry's cash-flow patterns in mind.
Will my customers know I'm using invoice financing?
It depends on the structure. Ask your advisor about options where you continue to collect payments directly.
Can I finance a dental practice acquisition?
Term loans can fund acquisitions. Your advisor will ask for the purchase agreement and both practices' financials.
Ready when your business is.
Apply in about three minutes with a soft credit check. You'll hear back the same day.