Invoice financing for veterinary
Get up to 90% of your unpaid invoices now. Veterinarians use Credible Lending invoice financing to buy digital X-ray or ultrasound or add exam rooms, with settled when your customer pays and advances within 24 hours.
| Amount | Up to 90% of invoice value |
|---|---|
| Term | Settled when your customer pays |
| Speed | Advances within 24 hours |
| Payments | Settled from invoice payment |
| Best for | B2B businesses with slow-paying customers |
Common uses in veterinary
- Buy digital X-ray or ultrasound
- Add exam rooms
- Acquire a practice
- Launch mobile services
Why veterinarians choose invoice financing
Diagnostics in-house
Digital X-ray, ultrasound and lab equipment expand what you can treat and bill.
Clinics outgrow space
More exam rooms mean more appointments per day.
Acquisitions are common
Be ready when a practice in your area comes up for sale.
How does invoice financing work?
- 1
Submit open invoices from creditworthy business customers.
- 2
Receive an advance of up to 90% of their value.
- 3
Your customer pays as usual.
- 4
You receive the balance, minus a transparent fee.
What do I need to qualify?
- 1 year in business
- $10K+ in monthly revenue
- 625+ FICO score
Other funding for veterinarians
- Equipment financingGet the equipment now. It secures the loan.Up to 100% of equipment cost · Matched to the equipment's useful life
- Term loansOne lump sum, fixed payments, up to 60 months.$10K – $5M · Up to 60 months
- Business line of credit$10K to $5M in revolving credit. Pay only for what you draw.$10K – $5M · Up to 24 months
Questions, answered
Something else on your mind? Ask an advisor.
Can veterinarians qualify for invoice financing?
Yes. Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a 625+ credit score. We review veterinary financials with the industry's cash-flow patterns in mind.
Will my customers know I'm using invoice financing?
It depends on the structure. Ask your advisor about options where you continue to collect payments directly.
Can I finance a veterinary practice acquisition?
Yes. Term loans can fund acquisitions based on both practices' financials.
Ready when your business is.
Apply in about three minutes with a soft credit check. You'll hear back the same day.