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Working capital loans for veterinary

Short-term funding for payroll, rent, inventory and other everyday costs. Veterinarians use Credible Lending working capital loans to buy digital X-ray or ultrasound or add exam rooms, with 3 to 18 months and decisions in 4–6 hours.

Apply nowAbout working capital loans
See what you qualify forStep 1 of 5
How much funding do you need?

A best guess is fine. You can change it with your advisor.

$10K$5M
How long have you been in business?
What's your average monthly revenue?

Total deposits into your business account in a typical month.

What's your personal credit score?

An estimate is fine. Applying won't affect your score.

Where should your advisor reach you?

We'll use this only for your application.

Working capital loans for veterinarians
Amount$10K – $2M
Term3 to 18 months
SpeedDecisions in 4–6 hours
PaymentsDaily or weekly
Best forPayroll, rent, inventory and seasonal swings

Common uses in veterinary

  • Buy digital X-ray or ultrasound
  • Add exam rooms
  • Acquire a practice
  • Launch mobile services

Why veterinarians choose a working capital loan

Diagnostics in-house

Digital X-ray, ultrasound and lab equipment expand what you can treat and bill.

Clinics outgrow space

More exam rooms mean more appointments per day.

Acquisitions are common

Be ready when a practice in your area comes up for sale.

How does a working capital loan work?

  1. 1

    Apply with basic business details and recent bank statements.

  2. 2

    We review revenue and cash flow, not just your credit score.

  3. 3

    Choose from offers with different amounts and terms.

  4. 4

    Funds land in your account, often the same day.

What do I need to qualify?

  • 1 year in business
  • $10K+ in monthly revenue
  • 625+ FICO score
Check my options

Other funding for veterinarians

Questions, answered

Something else on your mind? Ask an advisor.

Can veterinarians qualify for a working capital loan?
Yes. Most Credible Lending programs look for at least one year in business, $10,000 or more in monthly revenue and a 625+ credit score. We review veterinary financials with the industry's cash-flow patterns in mind.
How fast can I get a working capital loan?
Decisions typically come within 4–6 hours of a complete application, and funding often follows the same or next business day.
What documents do I need?
Usually a short application and your last three to four months of business bank statements.
Can I finance a veterinary practice acquisition?
Yes. Term loans can fund acquisitions based on both practices' financials.

Ready when your business is.

Apply in about three minutes with a soft credit check. You'll hear back the same day.

Apply nowTalk to an advisor